21,500 Visits to my page!
Thank you for all your support and help you have given me in the last six months.
I have been spending more time reading posts than posting posts, but I am learning more and more everyday.
Thank you to the people who started and spend their days making this site what it is.

My son has asked if we could go get Daddy something for fathers day. He had heard a commerical for gifts and asked.
I told him that Daddy knew we don't have any money and we made his gifts that he gave him earlier. The daycare had them make a wallet and ties for him Thursday and Friday.
At least he knows. All you need is love.

For the last two weeks I have done nothing but school. Today, Friday the 13th, I get to work tonight. And it is an early call so I should get an extra hour or so. This starts a few weeks of working that I have not had for a while. You don't know how depressing it is to pick up your bi-weekly check and see five hours on it. Last Monday's check was okay, for 28 hours, but that is for two weeks. This is my lucky day and many more work hours are to come. After finals, I can work all day, except for the weekends, where my children have little league baseball. That still leaves my Saturday nights open to work, and that is when most events are anyway.
DH has been asked to start working overtime soon, and I will be pushing towards it. Now, I know that I will be doing extra around the house to make him happy when he gets home, when I am tired from working, but he makes twice what I do and works twice as hard. I can make that sacrifice.

I have saved and scrimped for rent this month. I only bought gas, paid for daycare for the week, and only bought lunch one time, spending $6.52 total.
I think that we can make it. As long as my DH check is as large as it should be, we will be okay.
My Grandma told me to come and get her credit card to buy my Grandpa his Father's Day gift. I would be happy to go and get him something that he wants.
He never asks for anything anyway.
He deserves it!
He asked for a weed eater, gas powered with a metal blade and a strap to keep some of the weight off his arms.
That will be nice.
She will be happy that I won't ask her for help with rent, even though I will ask her to write the check.
Thanks to that woman, and my Mother a time or two, I have never been late with my rent in over 4 years.
Thanks!

I have been lax on reporting my "found" money, off the ground, in the laundry, and saved monies from not using gas and savings on purchases.

I have not been making any purchases other than necessities, so there is not much to report there, as well as the change that I find on the ground, but the money saved from not using gas in my vehicle will be posted more often.

Monday was one of those days and I will enter $5.00 for that day. I believe that Saturday will be another no driving day.

$0.25 found in the bottom of the washer. At my boy's little league game, a little girl found a dime in the dirt.
What a beautiful day to find money!

Finals are next week and I couldn't be more thrilled. I am doing great in my classes and I am looking forward to a week out of school.
I do wish I were working more often. Right now, I can barely pay the rent, with DH making $15.00 per hour.
That is sad. For 4 years, I made everything happen for $6.50-$8.00 per hour, and that includes all food and extras that were purchased in that time. I am a little resentful that DH has money in his pocket now, while that whole time and now I have nothing but change.
He does know that it is rough and I am not working as much now, but he doesn't think that he should have to give all his money to the family. I know you need gas money, I know you want to buy lunch with the guys at Dick's Bodacious Bar-B-Que, but that isn't fair to me or the children. I didn't have "spending money" forever. I still don't and that is why my credit cards look the way they do. I have put my foot down and refuse to borrow any money from my mother or grandmother. I think that he will have to exhaust his parents and family the way I have mine.
With him working so much and making twice what I did, why are things so hard? What is happening that I didn't see before?
I'll make it, I just don't want to stress anymore.

When the money is taken right out of your account every month, you really can save. I am earning interest on the cash that was in my checking account earning nothing. I am truly working hard on spending only on needed things.
A rebutal to a previous comment on a post of mine: We needed a new bed! The Wii is just another piece of plastic from China but a bed was an absolute necessity due to back problems of my DH who works hard as a construction worker. If he hurts when he works, that hurts us. We can't afford to have him off work either.
The Wii was also a birthday present for me from my dear Momma, so there will be no extra controlers, games that are $50 a pop, or any other extravagance coming from me into this house.
The water bill is bad, my phone is shut off, and Rent is due in 10 days. I have no plans to even rent a game in the next 6 months.

Debt
Credit Card 1:$309.11 Premier
Credit Card 2:$383.56 Premier
Credit Card 3:$716.28 Orchard
Credit Card 4:$361.47 Macys
Credit Card 5:$227.89 Fingerhut
Credit Card 6:$451.12 Credit One
Credit Card 7:$541.49 Key/Citi
Total Debt owed:$2990.92 Credit Cards Only

I am coming up with a plan that I can actually live with to pay off these suckers once and for all.
I will start with the low ones first.
#1 will be Fingerhut. That will be the last thing I order over the phone!
#2 will be 1st Premier 1 card.
#3 is the Macys card and an end to store cards. That was a huge mistake.
#4 will be my 1st Premier card 2. There are two cards from the same company. How stupid is that?
#5 is probably going to be the Orchard account, as it is the furthest behind.
#'s 5 &6 will be Key with Credit One. They have different amounts but mean more to me to be paid off together and get it done and over with finally.
I am looking forward to typing my final payment to them in ONE YEAR OR LESS.
Don't make a liar out of me, me.

After receiving my 3.94 GPA, the school asked for their share.
I started school with the impression that I would be receiving a check from them when my student loans paid more than what it cost.
Boy was I wrong. I have had a balance ever since last quarter. I really don't know what to do about next quarter. If there isn't any money left over, or they want even more money from me, I will be strapped for cash even more than I am now.
I am doing great in school though. It is worth the cost, as I will have a great job that I love and this $10,000 a year joke will go away.
Maybe since DH is working more this summer things will be good. I am crossing my fingers.