What a mistake. It went down!!!
I didn't want to pay to see it go down!

I guess that will tell me the real hole I have to dig out of, instead of me being blind to the fact.

I believe that if I can curtail my spending for the next five years, my problems are going to be a lot smaller.
I do hope that my working on this problem gets easier sooner rather than later.

I don't think that I have had a no spend day in months.
I didn't leave the house today, didn't order anything on the computer, and didn't worry about what bills were about to cash their checks, since they already did.
Way to go for me. Hopefully Sunday will be just as good.

Did you hear of the death and shooting on this worst Black Friday?
I was astonished, but not really surprised.
I stayed home for a reason. That I didn't want to die, I have no money, and it is too cold out for me.
Guess it was a smart choice.

I went online and bought some things at a good deal.
I found an exercise machine for $29.99, a really awesome vacuum for 79.99, a back massager for 19.99, and all the shipping was free.
Way to go for me.

I am not going anywhere today.
I don't think shopping is worth all that crap. I am watching the news and they are talking about the lines being long and horrible.
No Way!
I am glad that I have most of my gifts wrapped. I didn't get any GREAT deals like these people think they are getting, but, I didn't blow a budget with one shopping spree either.
I love sleeping in.

I have made a list of things that we have a surplus of at home, and we don't need to buy new ones at the store.
I am trying to save, I really am, but I have weaknesses.
So, I am trying to steer clear of wish lists, online window shopping, and the like.
I am trying to be more thankful for what I do have. That is the reason for the list.
I have a list on the fridge of things we need that we run out of in the kitchen.
I do put other household items that we may need:ear cleaners, t.p., soap, etc.

We have plenty of school supplies for all three of us in school.
I will never have to buy a pen or pencil again. There are too many food storage containers. I will not buy another box of sandwich bags until I have used all other items at home to hold things in.
Holidays always bring in candy.
True that most of the Halloween candy is gone, I don't want to buy any new since they will be getting some for Christmas.
This is really more than just about saving money, it is to show my family that we have so much and should be thankful. There are those out there without a home to live in, job to go to, and car to get there in.
We have warm beds, two vehicles, food in the fridge, and each other.

I have 69 days until my blogoversary. I can't believe how much you have helped my life and it hasn't even been a year yet. I am more knowledgeable now, way more then before I began reading and posting here. Thank you again for all of you help.

I got a credit report with my score.
I am devastated. I knew it was bad, but not that bad.
My student loans aren't helping either, since they are from this January, have high balances to credit, and the like.
I believe that when my payments hit it next month, it will look a little better, but not by much.
I tried an estimator, and it said that even if I had zero balances, it's my history that is screwing me.

I will have to face the music and just pay away like I should to see my score rise in the next year or two.
I will be ready to buy a house in 2015. Maybe I can have it cleared up by then.

I cleared my savings to pay off credit card debt.
I had it for so long too.
I saved it for almost two months. It was exactly two months, if you want to say it doesn't clear until tomorrow.
I will take this lesson, with all it hurt me, and learn from it.
Never again will I run up a bill and not pay it in full. I won't fall for the catalogues promises of cheap costs.
Right!
I won't buy if I don't have the cash.
I also can't let myself fall for a scam again. I am in some trouble over a $5,000 internet scam.
How foolish!
At least I've learned my lesson, and I am growing up.
And my mom said that it would never happen.

No more living above our means. I just ordered a part on the internet for my DS2BH's car. I can't believe things cost so much. So, as of right now, we are cutting back. Starting with Christmas, we are going to the roots of what we need. I am not going out for anything that we already have. There are school supplies in a small box table in the corner of the living room. We have meat and pantry items in the kitchen. There is nothing that we really need to have for the next three to six months. I am going to save like I have never saved before. I may spend about $8 on the Sunday paper, for the coupons. I am also thinking about having the boys make a piniata, so I will need the newspaper.
I have started a list on the side of the fridge that will have the items we NEED from the store. I have written down what we run out of, when we run out.
This way, there is no over spending at the store.

I can not imagine having a house payment, along with all the insurance a house has, along with other payments on our salaries now. I am trying to change that. I will be looking for another job soon. I want something that will make money quick. I don't want to start a career right now. I am still in school. I can start serious job hunting when I graduate.

I am trying to get us ready for the life ahead. Our children are growing up, and fast. I am looking forward to our lives together in the years to come. I don't want those years to be filled with worry about debt and money.