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About Me:

Brittani

29-year-old mother of two growing men, currently in the elementary stage of life, still dragging the brat of it all around from my childhood.
Many issues cause me to be less frugal than I would like to be.
Just bought a new house! October 2010 is the beginning of our new home.
Marriage date set: 11*11*11
Everything has been paid or has a half deposit on it. Everything has been under budget too!!!
10-5 update: The couple of over budget items are covered by the under budget ones. The cake was at least 4 times less than a traditional cake. Thank you Krispy Kream!!!

$20 Challenge update: $20 8/5/11

Goals for 2011:

( ) Don't overspend this summer on crap we don't need or use. {so far, so good}
10-5 update: Did great!!!

( ) Grow a bountiful garden this summer and use those veggies in our meals {has not happened yet, but I did start seeds and will plant them soon!!} Update: Did not get planted due to working five days a week and growing automobiles in the garden plot. Maybe next year!
10-5 update: gonna get a jump start on 2012 garden so I don't get discouraged early and it doesn't happen.

( ) Save $1,500 Emergency fund with SmartyPig. {Spent the Vegas $ and the EF$} Feel like a fool now!!! Update: Replaced $150 of that in less than two months. Saving for holidays AFTER E~F.
10-5 update: Daddy's day gift was good but not worth the savings being gone. Kicking myself now, glad I didn't waste it though. Working our way back up slowly!! I hope we get a ton of $ at the wedding to put in this savings!

Goals for 2012:
{} Enjoy the first year of marriage! Spend more time loving and living than worrying and whining.

{} Find a new (used) car for under $1,000 by March.

{} Pay auto insurance in six month increments.

{} Decide about career in teaching or law! Neither will be in the high paying field and will cost a TON, as a Masters is the only thing worth working for (besides maybe a PhD). Butler, here I come!

{} Complete taxes by March with H&R Block, deciding which makes more, two or separate.

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Well, I did it

November 11th, 2008 at 02:04 am

I cleared my savings to pay off credit card debt.
I had it for so long too.
I saved it for almost two months. It was exactly two months, if you want to say it doesn't clear until tomorrow.
I will take this lesson, with all it hurt me, and learn from it.
Never again will I run up a bill and not pay it in full. I won't fall for the catalogues promises of cheap costs.
Right!
I won't buy if I don't have the cash.
I also can't let myself fall for a scam again. I am in some trouble over a $5,000 internet scam.
How foolish!
At least I've learned my lesson, and I am growing up.
And my mom said that it would never happen.

Posted in Hints and Tips Wanted, Credit Repair, Spending Again, Checkbook Hell!, Darling Dears, Money Management | 3 Comments »

3 Responses to “Well, I did it”

gamecock43 Says:
November 11th, 2008 at 02:06 am 1226369186
1226369186

Congrats...I recently had to deduct $3400 from my house savings fund to pay off a CC I struggled to pay off for months with little sucess. The PAIN to trying to pay it off and getting NOWHERE combined with the sadness of clearing out savings has taught me a LASTING lesson.
Koppur Says:
November 11th, 2008 at 03:06 pm 1226415987
1226415987

Congrats on getting it paid off!
boomeyers Says:
November 11th, 2008 at 04:53 pm 1226422394
1226422394

I wish I had enough in savings to pay off my debt. Keep plugging!

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Well, I did it

3 Responses to “Well, I did it”

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