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Archive for May, 2010

Insured to build from scratch

May 28th, 2010 at 01:09 am

Signing the contracts for the insurance on my new crib shows that they will rebuild it for $234,000. I am only paying 89,000 for the house total. personal property protection and replacement is and additional $182,000. I don't think I own that much stuff, but it makes me feel better knowing I could replace the stuff if need be.
Moving up, up, up!!!

What do I do now?

May 28th, 2010 at 01:03 am

So much going on. I forgot spring was so busy.
Little league baseball, official score keeper
Concert season on a roll, official patter-downer
Moving to a new house, new school district, new side of town
About to graduate, but not with the GPA I started with, in a few weeks, kids out of school next week
Indy 500, work, and the holiday of remembrance for all those who died for us to have the freedom to enjoy a bar-b-que or whatever we desire
So much to worry about, not letting stress get to me
Forgetting those who cause more stress in my life will be easier said than done
I will not stop reaching for my dreams and goals.

Weight loss study ends

May 19th, 2010 at 07:55 pm

I see that I did post about my study drug to see if they could make a better fat burning drug.
I lost a total of 25 pounds but did not receive the total $ I was expecting. They clearly laid out what was to be paid, but they canceled the study early. I only lost around $140. I got my last check today for $205 instead of $345.
not bad

Proud of myself

May 19th, 2010 at 07:52 pm

In my quest to save the Earth, I turn off my gas guzzler at the pharmacy and go inside to wait for our prescriptions. During the wait, of course I browse for things. I think about what I may be out of at home. I found some cheese dip for $2. At least three times last week someone was looking for cheese dip.
I picked it up.
I carry no basket, push no cart, and carry my heavy purse that prevents me from picking up what I need.
I did not needlessly pick up things that I know I want. This lead me to a form of, carry it around and put it down before you leave. No, I didn't put it back. I paid for it and was upset later.
I will not do this anymore.
I picked up a bag of pita chips with sea salt.
Why do I need these? Don't I have chips and wanted them before but didn't have salsa or cheese to go with it.
I put the item down and backed away. I then sat and waited until my name was called.
I'm proud of myself.
BTW I did buy one more thing, an impulse purchase set on the counter next to the pharmacist's cash register, but I need it. It is a new spray to help my son swallow pills easier. I know it is just sugar water, but the picture on the box of the little boy smiling will work more wonders than the spray to help out my youngest.
Guess that's better than it used to be, with a cart full of items "on sale".

Away so long?

May 19th, 2010 at 12:31 am

It is amazing what happens when you stay away too long.
I am in the process of buying a house, finishing school, and even thinking hard about getting married.
Since there is no common-law marriage anymore, we will have to do the real deal.
But, more importantly, we are buying a house.
After careful deliberation, we have found a fixer-upper in a good neighborhood for $89,000. This is a great investment, as the last appraisal quoted it as worth $140,000.
My FHA loan is locked with a 30-year fixed rate of 4.8%.
Tell me about lucky, I already know.
Since I am moving into a home that is three times the one I am renting now, I will have some work to do by sticking to a budget for furniture. We are working towards minimization. That sounds like a lie, since we are getting so much room, but I want the home to be better than here, so that means downsizing or crap.
Hopefully this change in status from renting to owning will enhance the pride we have in our stuff.