<< Back to all Blogs

About Me:

Brittani

29-year-old mother of two growing men, currently in the elementary stage of life, still dragging the brat of it all around from my childhood.
Many issues cause me to be less frugal than I would like to be.
Just bought a new house! October 2010 is the beginning of our new home.
Marriage date set: 11*11*11
Everything has been paid or has a half deposit on it. Everything has been under budget too!!!
10-5 update: The couple of over budget items are covered by the under budget ones. The cake was at least 4 times less than a traditional cake. Thank you Krispy Kream!!!

$20 Challenge update: $20 8/5/11

Goals for 2011:

( ) Don't overspend this summer on crap we don't need or use. {so far, so good}
10-5 update: Did great!!!

( ) Grow a bountiful garden this summer and use those veggies in our meals {has not happened yet, but I did start seeds and will plant them soon!!} Update: Did not get planted due to working five days a week and growing automobiles in the garden plot. Maybe next year!
10-5 update: gonna get a jump start on 2012 garden so I don't get discouraged early and it doesn't happen.

( ) Save $1,500 Emergency fund with SmartyPig. {Spent the Vegas $ and the EF$} Feel like a fool now!!! Update: Replaced $150 of that in less than two months. Saving for holidays AFTER E~F.
10-5 update: Daddy's day gift was good but not worth the savings being gone. Kicking myself now, glad I didn't waste it though. Working our way back up slowly!! I hope we get a ton of $ at the wedding to put in this savings!

Goals for 2012:
{} Enjoy the first year of marriage! Spend more time loving and living than worrying and whining.

{} Find a new (used) car for under $1,000 by March.

{} Pay auto insurance in six month increments.

{} Decide about career in teaching or law! Neither will be in the high paying field and will cost a TON, as a Masters is the only thing worth working for (besides maybe a PhD). Butler, here I come!

{} Complete taxes by March with H&R Block, deciding which makes more, two or separate.

Money Saving Tip

follow HelpMeFriends at http://twitter.com

My Pages

What I Want

Insured to build from scratch

May 28th, 2010 at 12:09 am

Signing the contracts for the insurance on my new crib shows that they will rebuild it for $234,000. I am only paying 89,000 for the house total. personal property protection and replacement is and additional $182,000. I don't think I own that much stuff, but it makes me feel better knowing I could replace the stuff if need be.
Moving up, up, up!!!

Posted in Hints and Tips Wanted | 2 Comments »

2 Responses to “Insured to build from scratch”

Joan.of.the.Arch Says:
May 28th, 2010 at 02:38 am 1275014309
1275014309

Is $234,000 what you would expect to spend to rebuild from scratch?
Jerry Says:
May 28th, 2010 at 05:19 pm 1275067199
1275067199

That's what insurance is for, though, isn't it? Good that it leads to some peace of mind for you, too...
Jerry

(Note: If you were logged in, we could automatically fill in these fields for you.)

Name:	*
Email:	Will not be published.
	Subscribe: Notify me of additional comments to this entry.
URL:
Verification:	* Please spell out the number 4. [ Why? ]

vB Code: You can use these tags: [b] [i] [u] [url] [email]

HelpMeFriend's Personal Finance Blog

Looking for some help in this crazy $ world Learning as I go and forgetting the rules on

Insured to build from scratch

2 Responses to “Insured to build from scratch”

Leave a Reply