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About Me:

Brittani

29-year-old mother of two growing men, currently in the elementary stage of life, still dragging the brat of it all around from my childhood.
Many issues cause me to be less frugal than I would like to be.
Just bought a new house! October 2010 is the beginning of our new home.
Marriage date set: 11*11*11
Everything has been paid or has a half deposit on it. Everything has been under budget too!!!
10-5 update: The couple of over budget items are covered by the under budget ones. The cake was at least 4 times less than a traditional cake. Thank you Krispy Kream!!!

$20 Challenge update: $20 8/5/11

Goals for 2011:

( ) Don't overspend this summer on crap we don't need or use. {so far, so good}
10-5 update: Did great!!!

( ) Grow a bountiful garden this summer and use those veggies in our meals {has not happened yet, but I did start seeds and will plant them soon!!} Update: Did not get planted due to working five days a week and growing automobiles in the garden plot. Maybe next year!
10-5 update: gonna get a jump start on 2012 garden so I don't get discouraged early and it doesn't happen.

( ) Save $1,500 Emergency fund with SmartyPig. {Spent the Vegas $ and the EF$} Feel like a fool now!!! Update: Replaced $150 of that in less than two months. Saving for holidays AFTER E~F.
10-5 update: Daddy's day gift was good but not worth the savings being gone. Kicking myself now, glad I didn't waste it though. Working our way back up slowly!! I hope we get a ton of $ at the wedding to put in this savings!

Goals for 2012:
{} Enjoy the first year of marriage! Spend more time loving and living than worrying and whining.

{} Find a new (used) car for under $1,000 by March.

{} Pay auto insurance in six month increments.

{} Decide about career in teaching or law! Neither will be in the high paying field and will cost a TON, as a Masters is the only thing worth working for (besides maybe a PhD). Butler, here I come!

{} Complete taxes by March with H&R Block, deciding which makes more, two or separate.

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I thought I was past all this

July 8th, 2011 at 11:03 am

Over drawn? What!! I am almost thirty years old and can not fathom what happened to my bank account.
I can not understand why after three years of steady work they are trying to pull me under with the current and sweep me away.
And a monthly fee? ARE YOU INSANE!!! ITS FREE CHECKING!!!

Posted in Uncategorized | 4 Comments »

4 Responses to “I thought I was past all this”

North Georgia Gal Says:
July 8th, 2011 at 01:48 pm 1310132919
1310132919

I would get it figured out real soon. And if you have a good record with the bank they might be willing to waive some of the NSF fees.
rachel021406 Says:
July 8th, 2011 at 03:05 pm 1310137504
1310137504

If you haven't had an OD in over a year, usually banks have a policy to allow an OD fee refund once a year. I used to work in banking and we did this all the time. And even if people had used their 1 we would base it on circumstances. And look to see if there is another account type you can change to that is "truly" free. Hope you get it all cleared up.
Joan.of.the.Arch Says:
July 8th, 2011 at 03:15 pm 1310138147
1310138147

Whoops! I know you will be on top of that right away. Could an automatic payment/deduction have been made inappropriately?
Jerry Says:
July 15th, 2011 at 09:20 pm 1310764823
1310764823

I agree with the above. Definitely check with the bank to see what could lead to the OD, and if it is a rare occurrence they might reverse the charge. I hope that they do that, and that you have some insurance of finding what caused the discrepancy! Now, how exactly are they charging you a fee for your free checking? That sounds fishy...
Jerry

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I thought I was past all this

4 Responses to “I thought I was past all this”

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