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About Me:

Brittani

29-year-old mother of two growing men, currently in the elementary stage of life, still dragging the brat of it all around from my childhood.
Many issues cause me to be less frugal than I would like to be.
Just bought a new house! October 2010 is the beginning of our new home.
Marriage date set: 11*11*11
Everything has been paid or has a half deposit on it. Everything has been under budget too!!!
10-5 update: The couple of over budget items are covered by the under budget ones. The cake was at least 4 times less than a traditional cake. Thank you Krispy Kream!!!

$20 Challenge update: $20 8/5/11

Goals for 2011:

( ) Don't overspend this summer on crap we don't need or use. {so far, so good}
10-5 update: Did great!!!

( ) Grow a bountiful garden this summer and use those veggies in our meals {has not happened yet, but I did start seeds and will plant them soon!!} Update: Did not get planted due to working five days a week and growing automobiles in the garden plot. Maybe next year!
10-5 update: gonna get a jump start on 2012 garden so I don't get discouraged early and it doesn't happen.

( ) Save $1,500 Emergency fund with SmartyPig. {Spent the Vegas $ and the EF$} Feel like a fool now!!! Update: Replaced $150 of that in less than two months. Saving for holidays AFTER E~F.
10-5 update: Daddy's day gift was good but not worth the savings being gone. Kicking myself now, glad I didn't waste it though. Working our way back up slowly!! I hope we get a ton of $ at the wedding to put in this savings!

Goals for 2012:
{} Enjoy the first year of marriage! Spend more time loving and living than worrying and whining.

{} Find a new (used) car for under $1,000 by March.

{} Pay auto insurance in six month increments.

{} Decide about career in teaching or law! Neither will be in the high paying field and will cost a TON, as a Masters is the only thing worth working for (besides maybe a PhD). Butler, here I come!

{} Complete taxes by March with H&R Block, deciding which makes more, two or separate.

Money Saving Tip

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Why I get up early

March 21st, 2011 at 11:22 am

I have learned that if I am ready to go by the time I awaken the Kraken from their beds, I will yell less, freak out less, can provide food and love more, and the whole house has a better feel to it. This saves our sanity, which saves me money. If I am up early, I can get my caffeine fix and not stop at the gas station on the way in to work.
Breakfast found in the fridge and cabinets will be cheaper than the bar or bag I grab to go with that great big soda at the same station.
I have my kids eat everyday, but making myself do it is another story.
If I get ready early, I can sit and eat with them, instead of putting socks on people who have been capable of that for YEARS. Saving my sanity and some cash one morning at time! Smile

Posted in School Days, Growing my Savings, Money Management, Home Sweet Home | 4 Comments »

4 Responses to “ Why I get up early”

creditcardfree Says:
March 21st, 2011 at 12:12 pm 1300709542
1300709542

That is a great tip for those with little ones!
CB in the City Says:
March 21st, 2011 at 12:23 pm 1300710202
1300710202

I got in the habit of getting up early when my kids were home; now I'm still in the habit. It gives me extra time to watch the news, have a cup of coffee -- gives me a calm start to my day.
LittleGopher Says:
March 21st, 2011 at 01:40 pm 1300714849
1300714849

Yes, me too on getting up early to get the day off to a good start. I get up at 5am during the week...and now that I've done that for so long, it's pretty much when I wake up all the time no alarm needed (and it's early to bed for me :-)

Good for you figuring out what works!!
Joan.of.the.Arch Says:
March 21st, 2011 at 04:06 pm 1300723573
1300723573

Well, Hi! Long time no see; but I guess I have missed a few of your posts this month....Being fully conscious with kids is so important!

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Why I get up early

4 Responses to “ Why I get up early”

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