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About Me:

Brittani

29-year-old mother of two growing men, currently in the elementary stage of life, still dragging the brat of it all around from my childhood.
Many issues cause me to be less frugal than I would like to be.
Just bought a new house! October 2010 is the beginning of our new home.
Marriage date set: 11*11*11
Everything has been paid or has a half deposit on it. Everything has been under budget too!!!
10-5 update: The couple of over budget items are covered by the under budget ones. The cake was at least 4 times less than a traditional cake. Thank you Krispy Kream!!!

$20 Challenge update: $20 8/5/11

Goals for 2011:

( ) Don't overspend this summer on crap we don't need or use. {so far, so good}
10-5 update: Did great!!!

( ) Grow a bountiful garden this summer and use those veggies in our meals {has not happened yet, but I did start seeds and will plant them soon!!} Update: Did not get planted due to working five days a week and growing automobiles in the garden plot. Maybe next year!
10-5 update: gonna get a jump start on 2012 garden so I don't get discouraged early and it doesn't happen.

( ) Save $1,500 Emergency fund with SmartyPig. {Spent the Vegas $ and the EF$} Feel like a fool now!!! Update: Replaced $150 of that in less than two months. Saving for holidays AFTER E~F.
10-5 update: Daddy's day gift was good but not worth the savings being gone. Kicking myself now, glad I didn't waste it though. Working our way back up slowly!! I hope we get a ton of $ at the wedding to put in this savings!

Goals for 2012:
{} Enjoy the first year of marriage! Spend more time loving and living than worrying and whining.

{} Find a new (used) car for under $1,000 by March.

{} Pay auto insurance in six month increments.

{} Decide about career in teaching or law! Neither will be in the high paying field and will cost a TON, as a Masters is the only thing worth working for (besides maybe a PhD). Butler, here I come!

{} Complete taxes by March with H&R Block, deciding which makes more, two or separate.

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Student Loan Funds Arrive

December 12th, 2009 at 01:10 pm

Well, I guess this is my chance to prove to myself that I am responsible with money now. Since I only have around $1,500 to save and not blow on the holiday season, I think that I should be cautious to stay out of the mall, the stores, and especially the grocery. For some reason every year I always want to be the one to bring the best snacks or treats at a holiday party. This year I bought some pretzel rods and fancied them up with icing and chocolate. I promised myself and family that this was the only thing I was making. Then, I bought cookie mix and marshmellows to make some frosted flake wreaths. I am not very good about making promises to myself. I will keep this promise to my kids that I will have some money when the new year comes around. I already have bills that need to be paid too.
I WILL NOT OVERSPEND!
I WILL NOT OVERSPEND!
I WILL PRETEND THAT I AM AS BROKE AS I ALWAYS AM.
I WILL NOT BUY MYSELF MORE THAN TWO PRESENTS THIS YEAR. I WILL NOT!!!!!!!!!
(thanks for listening)

Posted in Hints and Tips Wanted, Credit Repair, Credit Abuser, Spending Again, Loving my budget, Checkbook Hell!, Darling Dears, Growing my Savings, Money Management | 5 Comments »

5 Responses to “Student Loan Funds Arrive”

DeniseNTexas Says:
December 12th, 2009 at 02:29 pm 1260628146
1260628146

Can you pay all or some of those bills now while you have the money? I'm thinking if you do that and overspend at least you will have paid the bills. What about putting some of the money where you can't get to it right away? That would keep you from spending it. What about buying yourself just one present rather than two and setting a dollar limit on that one? Just some thoughts.
jackie Says:
January 22nd, 2010 at 08:54 am 1264150456
1264150456

Hello Brittani,

As I run through your post I enjoyed reading it. I guess most of us are struggling financially... Overcoming it depends on our will and determination...
Do not stressed yourself out about money. Keep your cool.
God bless
johnrobs Says:
February 9th, 2010 at 08:08 am 1265702889
1265702889

I appreciate the concern which is been rose. The things need to be sorted out because it is about the individual but it can be with everyone.
======

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FriendyAnil Says:
March 8th, 2010 at 11:56 am 1268049405
1268049405

Hi, I read your post and i appreciate your feelings that you are apologize for any rude comment for this site.and sir every person has their own feelings so why are you irritate from those people you just think about Christ and serve him.
thanks.
Text is Make Money and Link is http://www.financehotrods.com
Make Money

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Student Loan Funds Arrive

5 Responses to “Student Loan Funds Arrive”

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