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Credit card debt going down

July 21st, 2009 at 11:10 pm

Paying off cards to get the credit card companies to stop calling me 20 times a day hardly seems worth it. I am now $200 lighter and my life seems bleak. Rent is paid, but we still have no hot water. The cable company is going to shut us off and repo our box. I don't know how much longer I can take this. My children have started school and their supplies and textbook fees really strapped me. At least I don't have to pay the $50 a week for Kindergarten this year.

$658 for gas due
$117 for cable due
$132 for phone due
$156 for lights due
$50 for one credit card due
$40 for another credit card due
$101 for yet another credit card due
$60 for my major credit card due
$18 for my last credit card due

My head is above water for now, but it won't be soon. My kids keep me going. My job lets me hang on. My sanity is still in check. Without those things, you would never hear from me again.

What is the name of my blog? You must first help yourself, which I have been doing, by doing a minimum of 20 hours of job searching every week. That is time I could be working and earning money, but my job isn't the best about giving hours. It isn't their fault. I will continue to look, since I am to be starting school again this fall.

Wish me luck!

5 Responses to “Credit card debt going down”

  1. BuckhornGal Says:
    1248226707

    Any chance you can consolidate you loans and get a lower interest rate? Or call the loan people and send post dated cheques for a lower amount (say for 6 months) to get you back on your feet? Life without cable won't be too tough. Get rid of it if it will take the pressure off. Good luck.

  2. whitestripe Says:
    1248227373

    good luck! i am sorry you are in such a hard situation at the moment. think positive thoughts and try to find one thing each day that you can appreciate, even for only a few minutes. you will get through this tough time, and it will make you stronger.

  3. crazyliblady Says:
    1248230888

    I have been living without cable, and network television, for about 6 years now. I still get my news online and read news magazines (hey, I work in a library!). I feel for you and I have been there. It is tough being without an income. I know you might be working hard to find some kind of permanent work, but have you tried a temporary service? Even the state employment office can refer you to day labor type work. Don't go to the ones that charge you to get a job, though. I used Express Temporary Service for awhile years ago and found them to be great to help me fill in a temporary lack of income. Do you have any family you can ask for help? I know that some people have successfully used Consumer Credit Counseling to help them reduce the amount they have to pay each month. Just don't give up. It does get better.

  4. Ima saver Says:
    1248281034

    I hope things get better for you!

  5. helpmefriend Says:
    1248297840

    I think I just needed to get the stress out. Now that I have, it seems easier to breathe.

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