I finally caved in and paid for my credit reports and score.
It was only $14.95 and I will use it.
Equifax TransUnion Experian
Total Balance $6,889 $7,404 $7,908

These are the total balances for my three reports that it says I owe to my 6, 8, and 6 different accounts.
I believe that I will wait out this financial drought for at least five years before I try any serious credit moves from now on.
I didn't know my debt was this high.
I knew that some of my accounts were charged off, but this is outrageous.

I will enter the average of these numbers into my NetWorthIQ page on my sidebar.

I have been spending money again. I went to the store and shopped for things that I didn't need.
I thought I had stopped this foolish behavior. I had frozen my spending except for essentials for the home. I had to buy toilet paper and toothpaste. Shampoo and conditioner seemed to be used faster and faster.
Why now, am I blowing without remorse?
I do feel remorse. I DO! But I can't let my little relapse defer me from my goals!
I think when I laid down $313 for a washer and dryer, I could afford a couple more bucks.
That way of thinking has got to go. I have to get to work on my credit card debt.