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About Me:

Brittani

29-year-old mother of two growing men, currently in the elementary stage of life, still dragging the brat of it all around from my childhood.
Many issues cause me to be less frugal than I would like to be.
Just bought a new house! October 2010 is the beginning of our new home.
Marriage date set: 11*11*11
Everything has been paid or has a half deposit on it. Everything has been under budget too!!!
10-5 update: The couple of over budget items are covered by the under budget ones. The cake was at least 4 times less than a traditional cake. Thank you Krispy Kream!!!

$20 Challenge update: $20 8/5/11

Goals for 2011:

( ) Don't overspend this summer on crap we don't need or use. {so far, so good}
10-5 update: Did great!!!

( ) Grow a bountiful garden this summer and use those veggies in our meals {has not happened yet, but I did start seeds and will plant them soon!!} Update: Did not get planted due to working five days a week and growing automobiles in the garden plot. Maybe next year!
10-5 update: gonna get a jump start on 2012 garden so I don't get discouraged early and it doesn't happen.

( ) Save $1,500 Emergency fund with SmartyPig. {Spent the Vegas $ and the EF$} Feel like a fool now!!! Update: Replaced $150 of that in less than two months. Saving for holidays AFTER E~F.
10-5 update: Daddy's day gift was good but not worth the savings being gone. Kicking myself now, glad I didn't waste it though. Working our way back up slowly!! I hope we get a ton of $ at the wedding to put in this savings!

Goals for 2012:
{} Enjoy the first year of marriage! Spend more time loving and living than worrying and whining.

{} Find a new (used) car for under $1,000 by March.

{} Pay auto insurance in six month increments.

{} Decide about career in teaching or law! Neither will be in the high paying field and will cost a TON, as a Masters is the only thing worth working for (besides maybe a PhD). Butler, here I come!

{} Complete taxes by March with H&R Block, deciding which makes more, two or separate.

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Saving, Finally

February 16th, 2008 at 12:00 am

I used my tax check for good this year. I know I said that I would use most of it for debt pay off, but I decided that I need to save my money rather than just spend it as soon as I get it. I opened a CD at my bank. I got the 6 month, highest intrest rate they had. 3.2% intrest rate with 3.25% APY. August will be a good month. I am glad that I saved. Its like hell froze over and I am in control of my money now.
I have my gas bill paid up until the summer. I over paid about $300. It was an accident, trust me.
I just need to pay up my cable, internet, and phone bills. Then I will be happy.

Posted in Credit Repair, Loving my budget | 1 Comments »

1 Responses to “Saving, Finally”

Nic Says:
February 16th, 2008 at 02:59 pm 1203173956
1203173956

Good for you!!!

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Saving, Finally

1 Responses to “Saving, Finally”

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