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About Me:

Brittani

29-year-old mother of two growing men, currently in the elementary stage of life, still dragging the brat of it all around from my childhood.
Many issues cause me to be less frugal than I would like to be.
Just bought a new house! October 2010 is the beginning of our new home.
Marriage date set: 11*11*11
Everything has been paid or has a half deposit on it. Everything has been under budget too!!!
10-5 update: The couple of over budget items are covered by the under budget ones. The cake was at least 4 times less than a traditional cake. Thank you Krispy Kream!!!

$20 Challenge update: $20 8/5/11

Goals for 2011:

( ) Don't overspend this summer on crap we don't need or use. {so far, so good}
10-5 update: Did great!!!

( ) Grow a bountiful garden this summer and use those veggies in our meals {has not happened yet, but I did start seeds and will plant them soon!!} Update: Did not get planted due to working five days a week and growing automobiles in the garden plot. Maybe next year!
10-5 update: gonna get a jump start on 2012 garden so I don't get discouraged early and it doesn't happen.

( ) Save $1,500 Emergency fund with SmartyPig. {Spent the Vegas $ and the EF$} Feel like a fool now!!! Update: Replaced $150 of that in less than two months. Saving for holidays AFTER E~F.
10-5 update: Daddy's day gift was good but not worth the savings being gone. Kicking myself now, glad I didn't waste it though. Working our way back up slowly!! I hope we get a ton of $ at the wedding to put in this savings!

Goals for 2012:
{} Enjoy the first year of marriage! Spend more time loving and living than worrying and whining.

{} Find a new (used) car for under $1,000 by March.

{} Pay auto insurance in six month increments.

{} Decide about career in teaching or law! Neither will be in the high paying field and will cost a TON, as a Masters is the only thing worth working for (besides maybe a PhD). Butler, here I come!

{} Complete taxes by March with H&R Block, deciding which makes more, two or separate.

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My first try at the $20 Challenge

January 21st, 2008 at 07:12 pm

Since it has been so cold for the last three days here, I have saved tons in gas money, lunch money, and other things that would have "stolen" my time. I believe that time is money, and my time is worth cash. I don't think that I will put every penny away in this challenge, but I will notice what I spend everyday on just stuff.
I have two children, ages almost 6 and almost 5. I will have to put money towards their birthday parties, but gifts are not a problem, as well as parties at their school.
I look forward to letting everyone know how well I do on the saving.

Posted in $20 Challenge | 3 Comments »

3 Responses to “My first try at the $20 Challenge”

Ima saver Says:
January 21st, 2008 at 09:50 pm 1200952252
1200952252

Welcome, glad you are joining us in the challenge!
denisentexas Says:
January 21st, 2008 at 11:54 pm 1200959692
1200959692

Congratulations on joining the challenge. I hope you do very well!
Aleta Says:
January 22nd, 2008 at 05:03 am 1200978234
1200978234

I think that is great and you will really enjoy discovering new ways of meeting your challenge every month.

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My first try at the $20 Challenge

3 Responses to “My first try at the $20 Challenge”

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