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About Me:

Brittani

29-year-old mother of two growing men, currently in the elementary stage of life, still dragging the brat of it all around from my childhood.
Many issues cause me to be less frugal than I would like to be.
Just bought a new house! October 2010 is the beginning of our new home.
Marriage date set: 11*11*11
Everything has been paid or has a half deposit on it. Everything has been under budget too!!!
10-5 update: The couple of over budget items are covered by the under budget ones. The cake was at least 4 times less than a traditional cake. Thank you Krispy Kream!!!

$20 Challenge update: $20 8/5/11

Goals for 2011:

( ) Don't overspend this summer on crap we don't need or use. {so far, so good}
10-5 update: Did great!!!

( ) Grow a bountiful garden this summer and use those veggies in our meals {has not happened yet, but I did start seeds and will plant them soon!!} Update: Did not get planted due to working five days a week and growing automobiles in the garden plot. Maybe next year!
10-5 update: gonna get a jump start on 2012 garden so I don't get discouraged early and it doesn't happen.

( ) Save $1,500 Emergency fund with SmartyPig. {Spent the Vegas $ and the EF$} Feel like a fool now!!! Update: Replaced $150 of that in less than two months. Saving for holidays AFTER E~F.
10-5 update: Daddy's day gift was good but not worth the savings being gone. Kicking myself now, glad I didn't waste it though. Working our way back up slowly!! I hope we get a ton of $ at the wedding to put in this savings!

Goals for 2012:
{} Enjoy the first year of marriage! Spend more time loving and living than worrying and whining.

{} Find a new (used) car for under $1,000 by March.

{} Pay auto insurance in six month increments.

{} Decide about career in teaching or law! Neither will be in the high paying field and will cost a TON, as a Masters is the only thing worth working for (besides maybe a PhD). Butler, here I come!

{} Complete taxes by March with H&R Block, deciding which makes more, two or separate.

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Be nice, I am a beginner.

January 21st, 2008 at 04:23 pm

I joined this group for help with my spending, saving, and debt problem. There are several knowledgeable people on this site, and I look forward to their hints, tips, and advise.

Posted in Hints and Tips Wanted | 5 Comments »

5 Responses to “Be nice, I am a beginner.”

luxlivingfrugalis Says:
January 21st, 2008 at 04:28 pm 1200932894
1200932894

Hi Brittani- welcome.

You want tips? Don't forget to check out the SavingAdvice.com forums. There's lots of good advice in the archives. You can use the search feature as well over there.
Thrifty Ray Says:
January 21st, 2008 at 04:40 pm 1200933634
1200933634

Welcome! You have found a great place, full of supportive folks willing to help with advice. Good luck on your financial journey!
Maismom Says:
January 21st, 2008 at 04:52 pm 1200934338
1200934338

Welcome and good luck on your debt reduction!
PauletteGoddard Says:
January 21st, 2008 at 06:06 pm 1200938803
1200938803

This is a friendly and level-headed place to be for advice. Welcome and thanks for joining us.
Broken Arrow Says:
January 21st, 2008 at 09:01 pm 1200949278
1200949278

Welcome.

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HelpMeFriend's Personal Finance Blog

Looking for some help in this crazy $ world Learning as I go and forgetting the rules on

Be nice, I am a beginner.

5 Responses to “Be nice, I am a beginner.”

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