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Archive for September, 2008

Solving problems

September 10th, 2008 at 06:58 pm

I solved my cousins problem with having no place to live. She was squatting on her sisters couch and driving her and her family crazy. I offered for her to sleep on my couch instead of theirs. She only took me up on it for one night. Now she is living in the other side of my double, has her own couch to sleep on, since she doesn't have a bed yet, found her a fridge and stove for cheap, and moved some heavy stuff in.
Now I have a problem. She is always using my shower, adding to my gas and water bill. Should I charge her? She asked if she could dry some clothes at my house and wanted to give me $10 for my bill. But she hasn't done any laundry yet, only showered. I do want her to get on her feet again, and I know she is having problems with her ex and an old gas bill, along with a car payment and such, but I have two children I have to pay for and all the bills they incure.
I don't want to be a bi@#h, but I don't want to say no either.
PLEASE HELP

Snowball Debt, You betcha!

September 10th, 2008 at 03:26 pm

Well, this is good news and bad news.
The good news is that with some of my money, I paid two months rent, paid back my grandma a lot of money I owed her, and am on the way to getting my drivers license back.
The bad news is that when I called my credit cards to pay them, most likely a settlement offer, they said, too late! Charged off 8 days ago. Should have called then.

To me that is good news. No, I don't want my credit in the toilet, but it already is now. So, since the bank that is helping me with a payment plan, is willing to let me reopen my card and use it, I can still build my credit up again, not starting completely from scratch.
Also, my plan is for $30 a month for 6 months. I have paid 2 months worth, plus an extra $160.25 on top of that. I am already back under my credit limit, so I am just going further and further towards that magic number of $0.00!!!

Talk about debt snowball. Those payments I was going to make on those cards are just automatically going to the ones I am not so bad on.
I have paid my utilities, which I have not paid all of in several months, maybe even a year. I was only paying the necessary ones to survive. I can't live without electricity. I can without cable. I can't live without gas, but I can without a phone. Suprisingly, my water was never shut off and my bill was over $400.00!
It's paid now, and I am saving money and directing money to the proper places now.

My Savings is growing

September 8th, 2008 at 03:06 pm

$138.25+$179.56=$317.81

This is my new total for my savings account at my bank!

Add $.05 for my Challenge money in the Laundry Fairy category.

Add over $10,000 in my checking account for property sold on Friday!

And I think I am good. I was excited when I found that nickel too!

Trying something new

September 4th, 2008 at 02:21 pm

https://moneycenter.yodlee.com
This free site offers to automatically sync up my accounts for me and give me my net worth with the click of a button.
As for saftey of having all your account info on there, they are what powers some of the top banks of the world.

Money transfered to savings account

September 3rd, 2008 at 03:45 pm

I have left the money alone for as long as I could. I couldn't take it any more. I had my Smarty Pig money sent back to my bank account, as Rent is coming up in 12 days. I earned $1.25 in interest. That is amazing. To make up for me taking money out of the system, I added an extra $25 on top of my monthly contribution of $26
I will be feeling better when I can put $1000.00 in that account and see that interest build up.

Wednesday, I wish it was Friday

September 3rd, 2008 at 03:00 pm

I am so excited that Friday is almost here. Wednesday has gotten it's own page. I am trying to track all of my spending on the Money in the bank page. This will make it easier for me to own up to my spending.
I am so excited that my cousin is moving in next door to me today. She signs the lease at 2:00pm
I have recently received my schedule for next quarter here at school. I am not looking forward to my fall classes. Accounting and Records Management&Security.
My computer class will be a breeze, but I don't know who the instructor will be.
I should be typing my Psychology research paper right now, but I am just so hyped about Friday and my lump sum of money.
Yahoo!

Selling things is working

September 2nd, 2008 at 03:52 pm

I sold two more textbooks this weekend.
I am selling some for my aunt and friends too. They will get their money of course, but I have made almost $250 in four days.
Yahoo!


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